CENTRAL HOME LOANS

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OUR DIFFERENCE

CALCULATORS

PARTNERS

Our services

HOME AND
INVESTMENT LOANS

 

If you're looking for a residential loan as a first home buyer or an experienced purchaser, we tailor loans specific to you.

BUSINESS
LOANS

 

We are a non-bank lender,
so we dont just sell you a
high street bank loan.

DEVELOPMENT
FINANCE

 

we offer a variety of funding options for all commercial and construction development finance.

 

FUNDING YOUR INVESTMENTS

 

We offer a wide range of
funding options for investments such as property or other valuable assets.

REFINANCING WITH A DIFFERENCE

 

With so many potential options out there it takes a Specialist to discover what is best for you.

SELF MANAGED
SUPER FUNDS

 

We never discriminate and pride ourselves on sculpting the ideal loan for your ideal situation.

Home loan & investments

 

If you're looking for a residential loan as a first home buyer or an experienced purchaser, we tailor loans specific to you. It's vital you make the right choice in funding the home of your dreams.

 

Features

    Variable rates from  3.94%pa 
    Comparison rate at  3.96%pa

    Redraw capability

    Choice of repayment frequency

    100% offset account

    Dynamics repayments

    Line of credit option

    Business use

    Construction

Business loans

 

We are a non-bank lender, so we dont just sell you a high street bank loan. Whether you're looking for equipment finance, a car loan or funds to help with your business cash flow, we customize your loan to meet your business requirements. We can provide funding where conventional lenders may not be able to.

Development
finance

 

Traditional funding not meeting your needs?

we offer a variety of funding options for all commercial and construction development finance. Our specialist commercial team are here to help you structure a finance package that ticks all the boxes.

 

Features

    Commercial loan rates from:

    Variable from 4.48%

    Redraw-(only on principle and interest loans)

    Line of credit option

    No ongoing fees

    Self Employed

    PAYG borrowers

    Companies and Trusts

    Special Purpose Vehicles

Funding your investments

 

We offer a wide range of funding options for investments such as property or other valuable assets.

Talk to one of our Lending Specialists so they can build the most effective loan to meet your investmenting needs.

 

Features

    Variable Rates from 3.94%PA

    Redraw capability

    Choice of repayment frequency

    100% offset account

    Dynamic Repayments

    Line of Credit option

    Short term lending

    Business use

    Construction

Refinancing with
a difference

 

Thinking about refinancing?

With so many potential options out there it takes a Specialist to discover what is best for you.

Because we work with many different lenders we can consolidate your finances and save you money in a way that suits you and your situation.

Low documentation loans

Low Document

Redraw

Choice of repayment frequency

100% offset account

Additional repayments

Self Employed

Companies and Trusts

PAYG borrowers

Starting a new business venture

Have a default of reduced Credit Rating score

Need cash flow funding or debtor management processing

Recently arrived in Australia

We are committed to finding you the best possible loan that meets your requirements to assist you in achieving your long-term financial goals.

Self managed funds

 

Self managed funds and lending for borrowers and investors up to the age of 70. We are firm believers that you are only as old as you feel. We never discriminate and pride ourselves on sculpting the ideal loan for your ideal situation. Our Low doc loans are designed for borrowers who don’t have sufficient documentation to support a standard loan application.

It's approved via a declaration, accountant’s verification and supporting documents depending on the loan.

 

     Self employed

     Of mature age (50+) Members of National Seniors

     Australia receive additional support and benefits

CENTRAL HOME LOANS

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Monday – Friday from 9:00am to 5:00pm

Weekend and after-hours service – 24 hrs

1800 882 951